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Bad Credit Mobile Phone Contracts

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If bad credit has gotten in the way of you getting a mobile phone contract, AffordablePhone can help you overcome this difficulty. Our service is one of the best in the UK and has been tried and tested to provide you mobile phone deals with the highest acceptance rates.

Who We Are?

If you’ve been rejected a phone contract everywhere else because of bad credit, you are at the right place. Like you, there are thousands of other people whom we have helped to get a contract mobile phone even with bad credit. For years, we have worked closely with bad credit mobile companies and we know at first glance which deals are suited for you.

To begin, simply fill in our form for FREE, and you’ll be on your way to finding the right bad credit mobile deal for your needs.

How Can We Help You?

Unlike other sites which promise you guaranteed or no credit check mobile phone contracts, we do not make false promises. Carriers perform credit checks in order to assess one’s level of risk, so you can’t really rely on those deals. Even if you manage to acquire a phone contract through these sites, the contracts offered to you are typically more expensive that what they should be. In addition, you might not be given the phone that you want.

What we do is simple. Network providers have different credit check criteria for each deal, and based on the information you provide us, we will show you the deal that is best fitted for your unique circumstance. Not only that, but we aim to give you the cheapest possible deal for your situation, at no additional cost and certainly no obligation to you.

Through our trusted partnerships with the UK’s major networks including O2, Vodafone, T-Mobile, Three, Virgin Mobile, and many others, we can increase your chances of qualifying for a contract mobile phone. Through the years, we have conducted continuous research about the deals obtained by people like you, so we know exactly what you are looking for.

Whilst we are not advocating guaranteed mobile phones, we are the best you can get. We don’t promise 100% approval, but our service is backed up by real connections and experience that you won’t find anywhere else. It only takes a few seconds to fill in our form and get instant results for FREE.

How to Apply for a Bad Credit Mobile Contract?

Despite the challenge with applying for a mobile contract with bad credit, through our free service we can make it possible. Additionally, we have more resources that will increase your chances of success.

Consider a Sim Only Contract

Sim only contracts are handset-free deals that let you enjoy the same benefits of a regular postpaid subscriber. Because there’s no device cost for the network to shoulder, this kind of deal is the easiest to qualify for. Not only that, but a sim only contract is typically cheaper than an ordinary phone contract, and is more flexible. Sim only plans can give you affordable 12-month contracts or as little as 30-day rolling contracts so you won’t have to worry about a long-term commitment.

Apply for Cheaper Handsets

Whenever you apply for a free handset, it costs the company to provide you the mobile phone in advance, holding on only to the hopes that they can recover the cost of the device through your succeeding repayments. However, if you have bad credit, it’s risky for the company and they will b hesitant to grant your application, especially if you’re aiming for a high-end gadget. Applying for a low-end handset instead can make it more possible for you to qualify.

Prepare a Security Deposit

If applying for an inexpensive gadget isn’t enough to help you obtain a mobile contract, then might as well consider providing a security deposit. You won’t be able to withdraw this money until at least a year of on time repayments, so this can help build confidence on your provider’s part.

Do not make too many applications

When you have too many applications, all the networks you apply for will see this as a suspicious behavior and can get you denied. Make sure you space out your applications and only apply to those deals where you have the highest chances of getting approved.

Ask for the Help of a Cosigner

If all else fails, you might need the help of someone with good credit to cosign your application. Your cosigner will guarantee to take responsibility of your actions so the provider would be more willing to grant you a mobile contract.

Ways to Improve Your Credit Score

Although we can help you obtain a bad credit mobile phone, we still want to impart tips on how you can repair your damaged credit to make all your future applications that much easier.

Be timely on your bills

The first thing you have to do is build the habit of paying all your other bills on time. If you’re having difficulty with this, you can automate your payments so that you won’t miss your due dates.

Keep balances at a minimum

Part of a healthy credit score is using only a portion of your credit limit, within the ten to thirty percent range. You can request to have your credit limit increased or better yet stop carrying balances on your credit cards in order to avoid paying finance charges as well.

Have other services at your own name

If you are currently subscribed to other utility services as well, you have to start having them under your name as your payments on these accounts can help establish your credit. You should also register yourself on the electoral roll using your permanent residence if you haven’t already.

Do not close old accounts

Creditors love a lengthy credit history, and keeping old accounts active will aid in significantly giving your credit score a boost. Avoiding opening new accounts until you’ve reestablished your credit because they will drag your credit score down.

“Really useful service - AffordablePhone helped me get a new mobile phone on contract even though I've got a bad credit rating. ”

Mr Nugent

“I highly recommend this site...was refused in a shop just last week and came across this site. Applied for a new phone which will be arriving tomorrow!”

Miss Thompson

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